Affordable Retirement Havens in the Southwest

The Southwest's stunning landscapes and rich culture attract many retirees. However, not all cities in this region are expensive to live in. Some offer a great mix of affordability, amenities, and authentic charm. Hugo, Oklahoma, is a small town with a fascinating history. It used to be a wild place with gunslingers and circuses. Now, it's known for its beautiful fall colors, museums, and elephant preservation efforts. Retirees can enjoy affordable homes and low property taxes here. Oklahoma doesn't tax Social Security benefits, but retirement account withdrawals might be taxed. Eagle Pass, Texas, is another great option for active retirees. It offers golf, shopping, fishing, and even a casino. Texas doesn't tax income, including Social Security and retirement withdrawals. Plus, food costs are low, and homes are affordable. This makes Eagle Pass a great choice for retirees who want to work part-time. Parker, Arizona, is perfect for outdoor lovers. It's near a wildlife refuge and a state park, offering plenty of free activities. Homes here are quite affordable, and monthly housing costs are low. However, Arizona does tax retirement account withdrawals. Muskogee, Oklahoma, is a mid-sized town with a lot of history and music. It has museums, a memorial, and live country music. Despite its size, homes are affordable, and property taxes are low. Like Hugo, Oklahoma doesn't tax Social Security benefits. Lake Havasu City, Arizona, is famous for its London Bridge. It's a large town with a low cost of living and good healthcare access. However, homes here are the most expensive on this list. Arizona also taxes retirement account withdrawals.