Alaska's Health Plan Help: What's Changing This Year?

Alaska's open enrollment for health insurance kicks off on November 1. This is the time when people can sign up, renew, or switch their health plans. But there's a catch this year. The United Way of Anchorage, which has been a big help to many Alaskans in finding the right health plan, is facing a huge cut in funding. This means they won't be able to offer as much assistance as before. In the past, United Way navigators have been a lifeline for many. They've helped tens of thousands of Alaskans understand their options and enroll in plans that fit their needs and budget. These navigators are like guides, helping people navigate the often confusing world of health insurance. They've been able to bust myths and misinformation, making the process less daunting. But this year, the federal funding for these navigators has been cut by a whopping 90%. This means the number of full-time navigators has dropped from 14 to just 1, with four part-time helpers. This is a big deal because it means longer wait times and less one-on-one help for Alaskans who need it. So, what can Alaskans do? They can call the HealthCare. gov hotline, which offers help in over 200 languages, any time of the day. They can also look for local help through the HealthCare. gov website. Starting November 1, Alaskans can enroll, renew, or change their plans. To start coverage on January 1, they need to do this by December 15. The open enrollment period ends on January 15. Health insurance is super important. It's not just about staying healthy; it's also about financial security. When people are healthy, they do better in school and at work. This, in turn, improves their quality of life and their communities. This year is going to be tough, but United Way of Anchorage and Alaska 211 are still committed to helping Alaskans find the right health coverage. They're adapting and finding new ways to maximize their capacity, even with fewer resources.