Banks are testing ways to put their money onto blockchains, a move that could reshape how payments work. The idea is called tokenized deposits: digital tokens that represent real bank balances on a distributed ledger. These tokens are not just a new form of money; they stay tied to the bank’s own li
Ripple, the firm behind the digital currency XRP, has announced plans to broaden its services in Brazil. The company will offer cross‑border payments, digital asset custody, prime brokerage and treasury management in the country. It will also seek a banking licence from Brazil’s central authority, s
Bank of America has added Ligand Pharmaceuticals to its list of stocks it recommends buying, setting a new price target at $244. The move comes as the bank highlights Ligand’s business model, which focuses on high‑margin products and a lower level of risk compared to many other biopharma companies.
Banks and regulators have announced that digital versions of securities, known as tokenized securities, will be treated exactly like their conventional counterparts when it comes to capital requirements. The Federal Reserve, the FDIC, and the Office of the Comptroller of the Currency explained that
Trust is a big deal in health care. It's the foundation of good care. When people don't trust their doctors, they might skip important check-ups. This can turn small problems into big ones. Parents know this well. They often worry about their kids' health. They get advice from everywhere. Some advi
Ripple's CEO, Brad Garlinghouse, hinted at possible future acquisitions in the second half of 2026, but emphasized that this year will be about integrating recent purchases. This comes after Ripple spent a whopping $4 billion on mergers and acquisitions in 2025, despite XRP's value being 60% lower t
Ripple has signed a deal with Aviva Investors, the investment arm of the UK insurer, to bring traditional funds onto its XRP Ledger. This marks Ripple’s first partnership with a European asset manager and could open the door for more institutional use of its blockchain. The ledger can issue tokenize
Ripple has just launched a new tool called Ripple Treasury. It's a big deal because it helps companies manage their money and digital assets in one place. This is a smart move, as companies often struggle with keeping track of their cash spread across different accounts and countries. The new platf
Banks are diving into AI, and it's a big deal. For the third year, it's the hottest trend in finance. But it's not all smooth sailing. AI brings both benefits and risks. On one hand, it boosts efficiency and improves customer service. On the other, it opens doors to fraud, deepfakes, and voice cloni
Banks in the euro area might struggle to get money from markets, especially in dollars and other foreign currencies, if global tensions keep rising. This warning came from the European Systemic Risk Board (ESRB) on a Thursday. Recently, things got tense between Europe and the U. S. over President T
