Many people think health insurance is simple: you pay a premium, and the company covers what your doctor recommends. In reality, most patients must first ask for permission before a treatment can be paid for. This step, called prior authorization, often turns simple care into a long battle. Take th
The study looks at how teens use phones while in class and whether it changes the way they keep their minds on tasks. Researchers followed kids from 11 to 18 years old, watching what they did with their devices during lessons. They found that the more a student’s phone was used for non‑academic thin
The United States has turned the page on a travel pause that began when lawmakers could not agree on a budget. A federal agency said it would bring back a program that lets frequent international travelers skip long lines at airports. The move comes after the department had stopped processing Global
During the pandemic, leaders had to act fast. A survey of 112 people who worked on COVID‑19 in the U. S. looked at how useful data, models and teamwork were for making those decisions. Most respondents said that having data and predictive tools helped them choose the right actions. The biggest pr
The story of Partula snails shows how small creatures can teach big lessons about nature and human care. In the 1980s, a harmful snail was brought to French Polynesia to fight another pest. Instead of helping, it ate the native Partula species and pushed them close to extinction. A group le
JPMorgan Chase has lowered the value of loans it holds as collateral, mainly those given to software companies, in its private‑credit financing arm. The change means that firms using these loans for “back‑leverage” will have less room to borrow and may need to lock up more assets. The bank’s move
Virginia’s media group has opened a new window for local businesses that want to be named top workplaces. The award, which celebrates great work cultures, is open to any company with at least 35 staff in the Hampton Roads area. Winners will be announced in August, so companies still have a chance to
Bank of America has added Ligand Pharmaceuticals to its list of stocks it recommends buying, setting a new price target at $244. The move comes as the bank highlights Ligand’s business model, which focuses on high‑margin products and a lower level of risk compared to many other biopharma companies.
The Atlanta Falcons have added former Miami Dolphins quarterback Tua Tagovailoa to their roster on a one‑year contract. Tagovailoa, who once topped the league in passing yards, has struggled with injuries and inconsistent play during his six seasons in Miami. Now he faces a fresh start in Atla
The Thunder edged the Nuggets 129‑126 in a Western Conference showdown, with Shai Gilgeous‑Alexander delivering the decisive step‑back three. He finished 35 points, 15 assists and nine rebounds, matching an all‑time NBA record for consecutive games with at least 20 points. His streak of 126 straight
