FINANCIAL REGULATION

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Jan 21 2026POLITICS

The CFPB: A Year of Turmoil and Change

The Consumer Financial Protection Bureau (CFPB) has had a rocky year. In early 2025, things took a dramatic turn. Employees were told to stop working. Offices were closed, but staff weren't on leave. They were just at home, staring at their screens, unable to do their jobs. This was part of a bigge

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Jan 20 2026FINANCE

Bank Stocks Dip as Credit Card Rate Cap Looms

U. S. bank stocks took a hit during morning trading on Tuesday. This happened as investors waited to see if a 10% cap on credit card interest rates would be enforced by the Trump administration. The deadline for this decision was January 20. The proposed cap aims to make credit cards more affordabl

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Jan 20 2026FINANCE

Germany's Buy Now, Pay Later Boom: What's Next?

Germany's Buy Now, Pay Later (BNPL) scene is heating up, with big changes on the horizon. By 2026, this market is set to hit $83. 46 billion, growing at a steady pace. But what's really interesting is how the market is evolving. Right now, the BNPL space is crowded with big names like Klarna, PayPa

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Jan 20 2026FINANCE

Brazil's Big Move: Why the Central Bank Might Take Over Investment Funds

Brazil is considering a major shift in how investment funds are managed. The country's finance chief wants the central bank to take charge of overseeing these funds. This change could make the financial system more stable and secure. The idea came up after a bank called Banco Master SA ran into tro

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Jan 18 2026BUSINESS

Credit Card Rate Cap: Banks Brace for Trump's Move

The clock is ticking for credit card companies as a deadline set by President Trump looms. The president has called for a 10% cap on credit card interest rates, but with just days left, there's still a lot of uncertainty about what will happen next. The White House hasn't shared many details about

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Jan 17 2026FINANCE

Credit Card Rate Cap: Banks in a Bind

U. S. banks are in a tough spot. President Trump recently suggested capping credit card interest rates at 10% for a year. This idea has sparked confusion and concern across the finance industry. The announcement came with no clear plan on how to enforce it. Banks are left wondering what to do next.

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Jan 16 2026CRYPTO

Stablecoins: The New Way to Pay in 2026?

Polygon Labs has made a big move. They bought Coinme and Sequence for $250 million. This is a big deal because it shows that stablecoins are becoming more popular for payments. Stablecoins are digital money that is tied to real-world currencies like the dollar. They are becoming more popular becaus

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Jan 13 2026FINANCE

Foresight Tech VCT: What's Happening with Their Shares?

On January 13, 2026, Foresight Technology VCT plc made a move to buy back some of its shares. They snatched up 308, 731 shares at 87. 4p each, all set for cancellation. This isn't just a random buyback; it's a strategic play to tweak their capital structure. After this purchase, the company's capit

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Jan 11 2026FINANCE

Credit Card Interest Rates: A Battle Brewing

The idea of capping credit card interest rates at 10% for a year is back on the table, thanks to a push from the President. This proposal, which was part of his campaign promises, has sparked a heated debate. On one side, there are those who believe it could save Americans a significant amount of mo

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Jan 11 2026POLITICS

Credit Card Cap: A Billionaire's Warning

A prominent investor has raised concerns about a recent proposal to limit credit card interest rates. Bill Ackman, the CEO of a major investment firm, took to social media to criticize President Donald Trump's suggestion of a temporary 10% cap on credit card interest rates. Ackman argued that such

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